When You Have an Auto Accident

It happens to almost everyone at some time. You're driving along, when all of a sudden, BOOM, you have an accident. You should:

  • Stay calm and check for injuries. Safety and personal health always comes first.
  • Move your car to a safe place, turn on you hazard lights.
  • Call the police, even for a small accident.
  • Take notes and, if possible, take photos of the damage and conditions.
  • Exchange names, addresses, driver's license and insurance information with the driver of the other car. You should always have your own insurance information with you in the car.
  • Be polite and provide the required information. *Stick to the facts, this isn't the time or place to get emotional or make accusations.
  • Call your insurance company as soon as possible, even for a small accident.
  • Stay on the scene until the police have finished and left.