Homeowners Insurance and Dogs

Homeowners and renters insurance policies typically cover dog bite liability, a risk that insurance companies try to avoid. Some charge more for certain breeds and others will charge more (or cancel coverage) for dogs with a history of biting.

According to the Centers for Disease Control and Prevention, these are the breeds with the greatest frequency of bites:

  • "Pit Bull"
  • Rottweiler
  • German Shepherd Dog
  • "Husky"
  • Malamute
  • Doberman Pinscher
  • Chow Chow
  • Great Dane
  • Saint Bernard